Indy Wholesale Direct
Opens today at 9:00 AM

Car Loan Calculator

Find your ideal vehicle within your budget range with Indy Wholesale Direct

Tailor Your Payment Plan to Fit Your Financial Needs

You have the freedom to adjust various payment terms, including interest rates, down payment, and payment duration. On the right side of the page, you'll find a financing scenario for a $30,000 car loan.

To pinpoint the perfect payment plan for your budget, you can personalize the following variables:

  • Loan duration (in months)
  • Vehicle cost
  • Annual Percentage Rate (APR)
  • Down payment/deposit percentage
  • Credit score

If you're uncertain about your credit score, our score checker can swiftly retrieve your credit profile within minutes. The best part is, our score checker is a free tool and won't leave a mark on your credit report as a hard inquiry.

-- / mo
Est. payment for 75 months at % APR
Credit Score

Instantly unlock your personalized monthly payment

Payments calculated using this tool are ESTIMATES ONLY and do not include applicable taxes, title, licensing and fees. ACTUAL PRICES AND PAYMENTS MAY BE DIFFERENT. Financing payment calculations are based on APR and term, and do not include manufacturer incentives and rebates. Available on approved credit and not all customers will qualify. This tool should be used as a guide, and all finance terms must be verified before a sale is complete.

Finance disclosures

The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer.

The Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.